What is your pension really costing you?

Enter the charges on a pension you can move. You will see what those charges cost you by retirement, and what the same money would do on the lower-charge structures currently available in the Irish market.

Free. Information, not advice. Nobody contacts you unless you ask.

Which kind of pension is this?

Who is it with?

We never show this on your result. It only helps an adviser if you later ask to be contacted.

Current fund value

From your most recent benefit statement, in euro.

Are you still paying into it?

Your age

Planned retirement age

Of every €100 you pay in, how much is invested?

This is the allocation rate. 100 means all of it. 95 means €5 of every €100 is taken before it is invested.

I do not know

It is on your policy schedule or annual benefit statement as "allocation rate". If it is not there, your provider must tell you if you ask.

Annual management charge (AMC)

A percentage taken from the fund every year. Typically between 0.5% and 2%.

I do not know

It is on your annual benefit statement, usually as "annual management charge" or "fund management charge". Your provider must tell you if you ask.

Any other charges you can see?

Leave blank if none, or if you cannot see any.

Policy fee, per month

Exit penalty if you moved now

Is your money in a fund you cannot move out of for now?

Some funds delay withdrawals for a period, and some products carry a guarantee that is lost on moving. Most people are not sure, and that is fine.

Do you pay an adviser or broker a separate fee?

Where should we send your result?

Your result appears here straight away and we email you a copy with a link to your own page.

Your name

Email

Where are you based?

So that, if you ask, the adviser we introduce is in your part of the country.

Mobile (optional)

Only used if you ask an adviser to call you.

Not overcharged? Now the other half.

Are you being paid what you are worth?

You have just checked what your pension costs you. Now check what your job should pay you. Enter your role, sector and experience and see the current market range for people like you. Free, anonymous, and takes about two minutes.

Check my salary against the market →

Opens in a new tab, so your pension result stays here.

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